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Your Mastercard Payphone: bank-free and borderless!

Payphone's rechargeable card works with your balance, without a bank account, and it's good for buying online or in any store in the world.

Download the app

Scan the QR

How does it work?

Use it around the world.

What is
Mastercard Payphone?

It is a prepaid card that you recharge with your Payphone balance.
‍It is not a credit card nor does it require a bank account. Use it wherever Mastercard is accepted!

Download the app

Scan the QR

This is what it is

A rechargeable card with
your Payphone balance

A card you can use to
shop online or in-store

No commissions, no extra costs,
‍no small letters

Order it simply from home,
‍in minutes and without paperwork

A prepaid card
without a bank account

Smartphone donde se muestra la app de Payphone.
Payphone Mastercard card.
Icono del mundo.

Accepted worldwide

Icono de una billetera.

Neither credit nor debit

This is what is not

It's not a credit card
nor of debit

It does not generate debts
nor does it charge interest

It does not belong to
a bank

No forms to fill out,
no queues at branches.

Not for ATM
cash withdrawals.

Icono del mundo.

Accepted worldwide

Icono de una billetera.

Neither credit nor debit

Get to know better your Mastercard Payphone.tu tarjeta
Mastercard Payphone.

Maximum amount for recharging:

USD 1,000 per month

Maximum amount tradable monthly:

USD 2,000 per month

Recharging as many times as you want

free of charge nor commission.

Exclusive channel for recharging:

from the Payphone app.

Tattooed hand holds the Payphone Mastercard card.

I want my card

Scan the QR

Learn about benefits

Who is this prepaid card for?

Download the app

Scan the QR

A woman is sitting with her smartphone using the Payphone app.

Payphone users

If you already collect or receive money with Payphone, use your balance 
directly with your rechargeable card.

A young man on the beach uses his Mastercard Payphone to shop at a bar.

People with or without a bank account

It doesn't matter if you have a bank account or not. This card doesn't need it. It's done for everyone!

A woman uses her Payphone Mastercard card at an establishment abroad.

For those who receive money from other countries

Top up your balance from the app and use it wherever Mastercard payments are accepted.

A man buys online using his Mastercard Payphone.

For those who buy online

Make your online purchases easier and safe, in any store or streaming platform.

Benefits that are felt, and you can tell.

Why order your reloadable Payphone card?

Use your money simply, at no cost and in your own way.

Without a bank account, and without paperwork

You just need to register with Payphone, order your Mastercard card from the app and start shopping!

Use it in +30 million stores worldwide

In any physical or online store, where they accept Mastercard, they will accept your Payphone card.

Control your expenses no surprise charges

Since it's a rechargeable prepaid card, you decide how much money you spend. No minimums for purchases and no commissions!

Your money, more secure

Every purchase must be validated from your Payphone app so that your money is always protected.
Mujer pide a través de la app su tarjeta Mastercard Payphone.

No lines, no paperwork.

How to get your Mastercard Payphone.

You only need the app and take a few minutes.

01

Sign up at the app or sign in

On the home screen, tap the banner that says: “Order your rechargeable Mastercard here”

02

Fill in your details and choose the delivery

Complete your information and choose if you want it to arrive at your home or work.

03

Get your card and put it to use

The card will arrive where you ordered and is ready to be used with your Payphone balance!

Your Mastercard card, step by step.

How does your Mastercard Payphone work?la tarjeta Mastercard Payphone?

Learn how to use your card with these 3 simple videos.estos 3 videos.

Download the app

Scan the QR

See more tutorials

Icono de reproducción de videoA man orders his Payphone Mastercard card through the Payphone app.

How to order your Mastercard Payphone home?

Find out how to request your prepaid card from the app and receive it at your front door.

Icono de reproducción de videoA man shows how to activate his Payphone Mastercard card through the app.

How to activate your card?

Follow these steps, activate it in seconds and start shopping anywhere.

Icono de reproducción de videoOne hand holds the Payphone Mastercard card and in the background you can see a city.

Tips for using your Payphone card

This way you can get the most out of your prepaid card.

Testimonials from customers.

Payphone Personal customers only.

Personal

Lizeth M
Cosmetologist

“I tried it on the supermarket and on the device and it went from one, I thought they were going to put buts on me because it's new haha but all good!!”

Sophia
English teacher

“I use it in the neighborhood store and in the gym. I like it because I don't need a bank, I just recharge it from Payphone and that's it.”

Personal

Personal

Ana Torres
Psychologist

“Good for paying in apps or ordering for Rappi, it gives me more peace of mind.”

Mauricio Chicaiza
Tattooist

“I used to ask my girlfriend for her card, now I just recharge and pay with mine ✌️ a beauty”

Personal

Personal

“I finally have a card to pay for Netflix and Uber without being lent!!! Thank you really 🧡”

Jeremy Vélez
Student
Angie Torres
Waitress

“I am a migrant in Chile and with this card I can use my money from Ecuador without drama, I even bought clothes in Shein haha.”

Personal

Personal

Esteban Ruiz
Merchant

“The best thing is not to mix my money from the business with that of the house. Every expense goes with this card.”

Hugo Morales
Electronics Technician

“I buy tools online and it's the only card that hasn't given me a problem either on Amazon or Alibaba.”

Personal

Personal

Diego Lema
Freelance designer

“I don't have a bank account and this card has fully helped me to pay online. Super safe and easy to use.”

Personal

Lizeth M
Cosmetologist

“I tried it on the supermarket and on the device and it went from one, I thought they were going to put buts on me because it's new haha but all good!!”

Mauricio Chicaiza
Tattooist

“I used to ask my girlfriend for her card, now I just recharge and pay with mine ✌️ a beauty”

Personal

Personal

Esteban Ruiz
Merchant

“The best thing is not to mix my money from the business with that of the house. Every expense goes with this card.”

Sophia
English teacher

“I use it in the neighborhood store and in the gym. I like it because I don't need a bank, I just recharge it from Payphone and that's it.”

Personal

Personal

“I finally have a card to pay for Netflix and Uber without being lent!!! Thank you really 🧡”

Jeremy Vélez
Student
Hugo Morales
Electronics Technician

“I buy tools online and it's the only card that hasn't given me a problem either on Amazon or Alibaba.”

Personal

Personal

Ana Torres
Psychologist

“Good for paying in apps or ordering for Rappi, it gives me more peace of mind.”

Angie Torres
Waitress

“I am a migrant in Chile and with this card I can use my money from Ecuador without drama, I even bought clothes in Shein haha.”

Personal

Personal

Diego Lema
Freelance designer

“I don't have a bank account and this card has fully helped me to pay online. Super safe and easy to use.”

Do you have doubts?

Frequently asked
questions.

Find answers to your security questions, fees and banking compatibility here.

How do I order a Payphone prepaid card?

Order your Payphone Mastercard card directly from the app. Just follow a few simple steps and forget about paperwork or banks. When you finish your registration, we send it to you wherever you are.

Learn more

In which countries does it work?

It's an international Mastercard card, so you can use it wherever Mastercard is accepted. Perfect if you are traveling abroad or if you shop online.

Learn more

What difference does it make?

It's not a credit or debit card. It's a prepaid card reloadable with your Payphone balance. It doesn't ask you for a bank account, it doesn't charge hidden fees and you can buy with it as with any other card.

Learn more

Do I need to be affiliated with a bank?

No. You don't need a bank account or a subscription. It was designed for everyone: those who have accounts, those who don't, migrants, entrepreneurs and people looking for a simple option.

Just sign up at Payphone, order your card and start shopping anywhere.

Learn more

How can I recharge it?

Recharging your Payphone Mastercard card is as easy as sending balance. Enter the app, choose how much you want to recharge and that's it. Your money is ready to use in seconds.

Learn more

Use your money
with more freedom.

Order your Payphone Mastercard card today and use your money your way, around the world.

Download the app

Scan the QR

Get your money instantly

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© 2025 Payphone