Accept card payments with your cell phone

No fine print. No subscriptions.

Accept more card payments with a low transaction fee.

With a flat 5% fee (+ tax), the rest of your sales go straight to you.

Download the app

Scan the QR

See how it works

Take card payments in a simpler, safer way.

All from your mobile phone.

Market seller accepting card payments from her cell phone with an app to charge by card.

In person
with TAP

Turn your Android phone into a contactless card reader for Mastercard® and Visa® payments.

Learn more

Woman using cell phone to send payment link with Payphone from home.

Remote
with a payment link

Send a payment link via WhatsApp or social media and get paid from anywhere in the world.

Learn more

Woman receiving card payment on her cell phone with the Payphone app.

From your screen
with a QR code

Your customer scans the QR, approves the payment, and you get paid instantly.

Learn more

Boost sales, get paid simply

Benefits for your business.

With Payphone, you don’t just get paid — you grow.

Your card payment app

Turn your phone into an NFC card reader.

No need to carry your card

Get paid and access your money right from the Payphone app.

Get paid instantly

Every payment goes to your balance right away.

Track all your payments

See every transaction in your app.

Pay anywhere in the world with your Payphone Mastercard!

Use your app balance with your rechargeable card to shop securely online or in-store.

How to order your card?

Use your app balance with your rechargeable card.

Shop securely online or in physical stores.

How to order your card?

Hear from those already using Payphone to get paid.

Professionals and new entrepreneurs, are already accepting card payments from their phones.

Personal

Jhonatan Ruiz

Hairdresser

“I didn't know you could charge like this haha I just bring the card and that's it!! super useful if you sell at fairs or so”

Carla E.

Cell phone store

“I love Payphone because I already charge only with my cell phone and I saved the device from the bank hahaha 10/10 👌”

Personal

Nico Lara

Sneaker store

“Excellent app!!! I do my sales online and send the link quickly. I never had problems 👏”

Kev S.

Technology Store

“I only give them the link on WhatsApp and they already pay me, full practice has saved me several sales”

Personal

“It helped me a lot in my little store, I just take out the cell with the qr and that's it, they pay without pretexts hehe”

Zuly Amezcua

Manicurist

Vale Portillo

Arepas Post

“I printed the QR code and pasted it on the booth haha I no longer have to say my number or anything, they pay me with a direct card”

Personal

Elmer Díaz

Freelance designer

“What a good option is the qr one, they scan it and pay at the touch. I don't use a card reader or those weird things 😂”

Dayana María

Bazar owner

“It works like one! I don't have a bank account or a card reader and I already charge the card without a problem”

Personal

Maria Jose B.

Food store

“Before I only accepted cash... now I send the link and they pay me wherever they are, zero complications”

Personal

Jhonatan Ruiz

Hairdresser

“I didn't know you could charge like this haha I just bring the card and that's it!! super useful if you sell at fairs or so”

Kev S.

Technology Store

“I only give them the link on WhatsApp and they already pay me, full practice has saved me several sales”

Personal

Elmer Díaz

Freelance designer

“What a good option is the qr one, they scan it and pay at the touch. I don't use a card reader or those weird things 😂”

Carla E.

Cell phone store

“I love Payphone because I already charge only with my cell phone and I saved the device from the bank hahaha 10/10 👌”

Personal

“It helped me a lot in my little store, I just take out the cell with the qr and that's it, they pay without pretexts hehe”

Zuly Amezcua

Manicurist

Dayana María

Bazar owner

“It works like one! I don't have a bank account or a card reader and I already charge the card without a problem”

Personal

Nico Lara

Sneaker store

“Excellent app!!! I do my sales online and send the link quickly. I never had problems 👏”

Vale Portillo

Arepas Post

“I printed the QR code and pasted it on the booth haha I no longer have to say my number or anything, they pay me with a direct card”

Personal

Maria Jose B.

Food store

“Before I only accepted cash... now I send the link and they pay me wherever they are, zero complications”

Do you have doubts?

Frequently asked
questions.

Find answers to your security questions, fees and banking compatibility here.

Is it safe to use Payphone?

Yes, because:

Your money and information on Payphone is encrypted and complies with the rules of the financial system.
We are certified in PCI DSS 4.0 (unique in LATAM) and comply with the Data Protection Act.
You can leave your card secure at home and use it through your Payphone app, so you protect yourself against any theft or loss.

With Payphone, you can charge with your cell phone in a safe and simple way.

Learn more

What are the fees?

We charge a transparent and fixed percentage of 5% + VAT from that percentage per transaction. No hidden costs.

You can see the full table on our rates page.

Learn more

Which banks are compatible?

Most banks in Ecuador work with Payphone. You can see the updated list in your app.

Learn more

How does Payphone work?

With Payphone you can charge with a card and receive payments from any bank or country in the world.

You can do this using links, a QR code or NFC technology. Just download the app, sign up and start charging.

Learn more

Do I need a card reader?

Never! With Payphone, your cell phone is your card reader*. This saves you subscriptions, devices and hassle.

*Only with the TAP function, exclusive for Android phones.

Learn more

Start getting paid today!

Download Payphone and turn your phone intoyour card reader.

Download the app

Scan the QR

Get your money instantly

Accept card payments from your phone!

Accept more card payments with a low transaction fee.

Take card payments in a simpler, safer way.