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Earn the
freedom to

charge.

receive payments.

grow.

sell.

start a business.

pay.

send money.

transfer.

go digital.

charge online.

Accepting card payments has never been so simple.

How does it work?

Download the app

Scan the QR

From
card payment,
to instant payout.

Do it all with Payphone.

Accept card payments with your phone and use your money freely. No contracts, no paperwok.

Download the app

Scan the QR

Learn more

Accept card payments, ​no bank account required

Just sign up with Payphone and start charging.​
Bar owner in his business accepting card payments from his laptop.

Pay worldwide with your Payphone Mastercard

Use it globally wherever Mastercard is accepted, online or in-store.
Customer paying with a card at a local store showing how simple it is to receive card payments

Your money lands ​instantly in your balance

What you charge, arrives. Fast and hassle-free.​
Market seller accepting card payments from her cell phone with an app to charge by card.

Get paid from anyone ​with a payment link​

Send a payment link and ​get paid from clients anywhere in the world.​
Entrepreneur using an app to receive card payments with his cell phone from home.

How people use it

Who is Payphone for?

Do it all from your phone

Young woman in a food truck receiving card payments with her cell phone.
For Individuals
Recieve card payments without a card reader. Just your phone.
Learn more
Barber using laptop to charge by card at his barbershop with Payphone.
For Entrepreneurs
Get paid fast and track all your sales from your phone.
Learn more
Migrant woman using an app to send and receive card payments from her cell phone walking around the city.
For Migrants
No bank account needed:
Receive payments and ​send money home.
Icono de reproducción de videoFemale entrepreneurs feel safe and confident to be able to charge from the Payphone app.

How do I charge ​with Payphone?

Send a payment link through WhatsApp, text or Instagram and receive card payments using just  your phone.

Icono de reproducción de videoPerson receiving a Mastercard payment through the Payphone TAP app.

How do I accept contactless payments with my phone?

Use Tap to Phone to turn your Android into a card reader. ​No dongles, no cables, no dataphones.

Icono de reproducción de videoMujer sostiene su smartphone mientras realiza un pago a través de Payphone.

How does Payphone work?

Receive card payments, transfer your balance free of charge and pay between users for free. All in one app, without banks or hidden fees.

Icono de reproducción de videoMan pays his friend with the Payphone app.

How to pay with Payphone?

Pay with your balance or registered card in seconds! Send money to your country of origin, scan a QR or pay between Payphoners at zero cost.

Icono de reproducción de videoA man downloads the Payphone app on his smartphone.

How to download you Payphone?

Download the app, register with your number and start charging or paying from your cell phone instantly. No banks, no paperwork, no hassle.

Icono de reproducción de videoA woman uses her smartphone to sign up for the Payphone app.

How to sign up for you Payphone?

Create your Payphone account in minutes from the app. All you need is your number and ID card in hand. It's that simple.

Icono de reproducción de videoTwo friends transfer money to each other through the Payphone app.

How to pay from person to person?

Send money to someone else with just their number or by scanning their QR. No fees, no waiting, no hassle.

Icono de reproducción de videoWoman holds her Mastercard Payphone card in Paris to make her payment at the coffee shop.

How to order your Payphone Mastercard?

Order your card at home from the app. Activate it, and then use it anywhere in the world where Mastercard is accepted. No cost, no paperwork.

Icono de reproducción de videoYoung man holds his Mastercard Payphone card while learning how to activate it in the app.

How to activate your Mastercard Payphone?

Activate your Mastercard Payphone in seconds from the app and start using your balance anywhere in the world.

Icono de reproducción de videoEntrepreneur uses her laptop to manage her business on Payphone Business.

How to charge with Payphone Business?

Charge by card at your physical or online store. Use billing link, QR or web button. All from your Payphone Business panel.

This is how
Payphone works.

Learn how to accept card payments ​with your phone. No card readers, ​no hassle.​

Ver más tutoriales

Descarga la app

Scan the QR

Sell more. Get paid simply.

No banks, no card reader.
Just Payphone.

Receiving card payments used to be hard. Now, anyone can do it—right from their phone.​

Different people using the Payphone app to accept card payments from their phones.

More card payments, ​less hassle

Charge your clients from your phone, without a card reader.

No subscriptions. ​No hidden fees.

Just one flat 5% fee, only when you get paid.

Accept card payments ​from anywhere​

Get paid in person or remotely ​with a payment link or QR code.

Sign up in minutes

No lines, no paperwork, no stress. ​Just your phone number and ID.

Your money, safe and always with you

We protect your earnings with ​industry-leading security and tech.

Get your money in seconds​

What you charge shows up ​instantly in your Payphone balance.​

Hands taking a Mastercard payment with just a phone and the Payphone app.

Turn your
Android into
a card reader!

Accept Visa and Mastercard ​contactless payments with Tap to Phone.
No extra hardware needed!

Do it with Payphone Personal TAP.

Learn more

Download the app

Scan the QR

Turn your Android
into a card reader!

Accept Visa and Mastercard ​contactless payments with Tap to Phone. No extra hardware needed!

Do it with Payphone Personal TAP.

Learn more

Download the app

Manos realizando un cobro con tarjeta Mastercard desde un celular con la app Payphone.
Hands taking a Mastercard payment with just a phone and the Payphone app.
Woman charging with a card at a bar from her cell phone using the Payphone app.
Icono de reproducción de video

Real people. Real card payments. Real results.

There are thousands of success stories, and yours could be next.​

Personal

Carlos Cattani
Freelance programmer

“Safe, simple and fast! 100% recommended!

Pablo Hernández
Seafood store

“An excellent alternative because customers can pay with a credit or debit card from the Payment Link”

Business

Personal

Kath
Freelance designer

“Totally recommended.
I linked my bank account (Pichincha) to transfer and it was possible in 48 hours just as good as PayPal.”

VAPE ON STORE
Smokeshop

“Quite useful as a merchant, it's very simple to use, I registered in 3 minutes and the payments arrive immediately”

Business

Personal

“It has been very useful for me to charge clients in other countries and I think the commission is prudent compared to other options in Ecuador. “

Michelle Delgado
Marketing Consultant
Joel
Pizzeria

“Very secure and easy to use, it accepts debit and credit card payments, the settlement time is very convenient”

Business

Personal

Ángel Quiroz
Salesman at fairs

“Excellent, of all the ones I've tried to use my money in Ecuador, this is the cheapest”

Celso Coronel
Dentist

“Being an office, everything is very practical and you save the money of buying the machines to charge by card”

Business

Personal

Jacqueline Piza
Clothing Bazaar

“Excellent service for my customers, those who have already used the datafast of other banks will know what is good about this app. It helped me a lot to sell online”

Personal

Carlos Cattani
Freelance programmer

“Safe, simple and fast! 100% recommended!

VAPE ON STORE
Smokeshop

“Quite useful as a merchant, it's very simple to use, I registered in 3 minutes and the payments arrive immediately”

Business

Personal

Ángel Quiroz
Salesman at fairs

“Excellent, of all the ones I've tried to use my money in Ecuador, this is the cheapest”

Pablo Hernández
Seafood store

“An excellent alternative because customers can pay with a credit or debit card from the Payment Link”

Business

Personal

“It has been very useful for me to charge clients in other countries and I think the commission is prudent compared to other options in Ecuador. “

Michelle Delgado
Marketing Consultant
Celso Coronel
Dentist

“Being an office, everything is very practical and you save the money of buying the machines to charge by card”

Business

Personal

Kath
Freelance designer

“Totally recommended.
I linked my bank account (Pichincha) to transfer and it was possible in 48 hours just as good as PayPal.”

Joel
Pizzeria

“Very secure and easy to use, it accepts debit and credit card payments, the settlement time is very convenient”

Business

Personal

Jacqueline Piza
Clothing Bazaar

“Excellent service for my customers, those who have already used the datafast of other banks will know what is good about this app. It helped me a lot to sell online”

Do you have doubts?

Frequently asked
questions.

Find answers to your security questions, fees and banking compatibility here.

Is it safe to use Payphone?

Yes. At Payphone, no one has access to your information because it's encrypted.

In addition, it is certified in PCI DSS 4.0 (unique in LATAM) and complies with the Data Protection Act.

Learn more

What are the fees?

When charging by card, you pay a fixed commission of 5% + VAT of that percentage on the amount received, without small letters.

Movements from Payphone to Payphone are free of charge.

Learn more

How does Payphone work?

With Payphone you can make transactions and receive payments with Mastercard, Visa, Diners and Discover cards from your app or by installing the payment button in your online store.

Learn more

Which banks are compatible?

You can be paid from any bank in the world with Visa, Mastercard, Diners* and Discover* cards.

*Except with the TAP function

Learn more

Do I need a card reader?

Never! With Payphone your Android phone becomes a card reader and you can accept payments from the app using the TAP function.

You can also use billing links or integrate your Payphone payment button on your website.

Learn more

Start getting paid today.

Create your account and accept card ​payments from your phone.​ No bank, no card reader, no waiting.

Download the app

Scan the QR

Get your money instantly

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© 2025 Payphone